Please contact us today for your family or business financial services!
DEL GALLO FINANCIAL SERVICES, LLC
SPECIAL NEEDS PLANNING
Len is devoted to helping the community as a Certified Financial Planner (tm) professional specializing in helping families with Special Kids. Len is committed to helping families through the maze of legal and financial complexities surrounding planning for the future of children and other dependents with special needs. The Planning is not only focused on lifetime care, but also quality of care for children or dependents with special needs. Len coordinates the planning process so parents can sleep better knowing they have provided for their children with special needs. Len assists parents of children with special needs in a number of different ways:
* Provides Educational Workshops for Parents
* Resource Referrals for Parents of Children with Special Needs
* Explains Techniques to Preserve Government Benefits Eligibility for SSI and Medicaid
* Helps Organize a Letter of Intent
* Provides Referrals to Attorneys, who Specialize in Special Needs Trusts
DFS has contracts with many insurance companies to offer annuities, life insurance, long term care insurance, disability income insurance, and health insurance to our clients. Whether you are looking for individual coverage or group coverage for your business, we can access information from a number of insurance companies and find a solution for your planning.
BUSINESS OWNERS -
Do you have a Group Disability, Group life, Section 125, or succession plan, in place? Are your business and personal plans coordinated? Is your business protected from lost profits, overhead expense, replacement expenses for disabled or deceased employees? Who provides consultation on potential work related claims subject to subrogation or recovery? Is worker's compensation coverage enough? Who pays and how is it managed when an employee is injured in an accident, is sick, has pregnancy complications? Has anyone reviewed non-employer paid voluntary group protection programs? Is there an investment policy statement for your pension? Are your benefits competitive and reasonably priced with performance keeping pace with indexes and inflation? Do you have enough risk management techniques in place to protect your business or yourself?
INDIVIDUALS -
Are your retirement plans, insurance, investments, taxes, and estate planning coordinated by an advisor? Do you have proper beneficiary designations? How can probate affect your estate? Are your assets with a professional money manager? Are your assets properly allocated to your risk tolerance? Investment performance not keeping pace with indexes? Can you afford to self-fund nursing home care or long term care services? What types of care coverage are available in a Ct. Partnership Long term Care Policy? How are assets affected if long term care is needed for a spouse? Is your work disability or life policy adequate coverage? When are you covered in the event of disability? If disabled can you pay your bills and fund goals? Do all family members have adequate life insurance coverage? How much Life insurance coverage is enough? Should you pay off your mortgage or refinance at a new rate? What is the impact of the Economic Growth & Tax Relief Act of 2001 on your family? Are you maximizing the tax free or tax-deferred growth of retirement or education funds?
Del Gallo Financial Services, LLC looks forward to helping your family or business. Call us today!
Investment Advisory Services offered through representatives of Del Gallo Financial Services LLC, a Registered Investment Advisor. Please review the ADV Part II, Privacy notice, and disclosures of Del Gallo Financial Services LLC, these are available upon written request.
Del Gallo Financial Services LLC and its representatives do not provide tax and legal advice. Please consult your tax advisor and attorney for such guidance.
The aforementioned is a product and service listing only and is not intended to be an offer for sales or securities or investment advice. Securities are offered by prospectus.
Del Gallo Financial Services LLC is a licensed insurance agency in Connecticut (U.S.A). Del Gallo Financial Services, LLC is located at P.O. Box 717, Avon, Ct. 06001-0717. (860-675-5201)
Please not that the information being provided is strictly a courtesy. When you link to any of the websites provided, you are leaving this site. Del Gallo Financial Services, LLC makes no representation as to the completeness or accuracy of information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or use of a third-party site.
