Del Gallo Financial Services, LLC has contracts with many insurance companies to offer life insurance, health insurance, long term care insurance, disability income insurance, and annuities to our clients. One type, Mortgage protection insurance can provide death benefits and many additional benefit riders may be added to mortgage protection insurance, for example, to help a family pay a bill in the event of a disability, critical illness, and/or unemployment of the insured individual. Mortgage protection insurance is a type coverage that many consumers are unaware of but an area that DFS, LLC specializes in because this type of insurance coverage may be able to help a family get through a very difficult time in their lives. Another type of coverage, Final expense insurance coverage is often an overlooked option but may be used when other types of insurance coverages may not be available. Please contact us and let us review options that are available through insurance carriers who specialize in these types of coverages as well as other options. Whether you are looking for individual coverage or group coverage for your business, we can access information from a number of insurance companies and find a solution for your planning.
BUSINESS OWNERS -
Do you have a group disability, group life, group health, section 125, or succession plan, in place? Are your business and personal plans coordinated? Is your business protected from lost profits, overhead expense, replacement expenses for disabled or deceased employees? Who provides consultation on potential work related claims subject to subrogation or recovery? Is worker's compensation coverage enough? Who pays and how is it managed when an employee is injured in an accident, is sick, has pregnancy complications? Has anyone reviewed the companies non-employer paid voluntary group protection programs or your buy/sell agreements? Is there an investment policy statement for your pension? Are your benefits competitive and reasonably priced with performance keeping pace with indexes and inflation? Do you have enough risk management techniques in place to protect your business or yourself?
DFS, LLC Insurance Services include the following for Businesses & Non-Profit organizations– Group Health Insurance, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Buy-Sell Insurance, Financial Planning, Customized Workshops and Seminars for Employee Education.
Are your retirement plans, insurance, investments, taxes, and estate planning coordinated by an advisor? Do you have proper beneficiary designations? How can probate affect your estate? Are your assets with a professional money manager? Are your assets properly allocated to your risk tolerance? Investment performance not keeping pace with indexes? Can you afford to self-fund nursing home care or long term care services? What types of care coverage are available in a Ct. Partnership Long Term Care Policy? How are assets affected if long term care is needed for a spouse? Is your work disability or life policy adequate coverage? When are you covered in the event of disability? If disabled can you pay your bills and fund goals? Do all family members have adequate life insurance coverage? How much Life insurance coverage is enough? Should you pay off your mortgage or refinance at a new rate? What is the impact of the Economic Growth & Tax Relief Act of 2001 on your family? Are you maximizing the tax free or tax-deferred growth of retirement or education funds?
DFS, LLC Insurance Services include the following for Individuals - Financial Planning, Planning for Dependents with Special Needs, Annuities, Health Insurance & Life Insurance & Long Term Care Insurance & Disability Income Insurance.
Del Gallo Financial Services, LLC looks forward to helping your family, business, or non-profit organization. Contact us today!
Portfolio Management, Financial Planning, Solictor/Investment Management Services, Consulting, & Trust Referral Services, are offered through representatives of Del Gallo Financial Services, LLC, a Registered Investment Advisor. Please reveiw the ADV Part II, Privacy notice, and disclosures of Del Gallo Financial Services, LLC, these are available upon written request.
Del Gallo Financial Services, LLC and its representatives do not provide tax and legal advice. Please consult your tax advisor and attorney for such guidance and prior to implementing any planning strategies.
The aforementioned is a product and service listing only and is not intended to be an offer for sales or securities or investment advice. Securities are offered by prospectus.
Del Gallo Financial Services, LLC is a licensed insurance agency in Connecticut (U.S.A). Del Gallo Financial Services, LLC may be licensed in other states in the U.S. and this information is available upon request. Del Gallo Financial Service, LLC's Address: 195 West Main Street, Suite 7, Avon, Ct. 06001.
Please not that the information being provided is strictly a courtesy. When you direct or indirect technical or system issues or any consequences arising out of your access to or use of a third-party site.When you link to any of the websites provided, you are leaving this site. Del Gallo Financial Services, LLC makes no representation as to the completeness or accuracy of information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or use of any third-party website.